Top High Yield Cd Savings Account 2024 Best Investment. We ranked our top picks by best overall, best for no minimum deposit, best for a large deposit, best from a big bank and best from a credit union. Currently, the best cd rates range from 4.30 percent apy to 5.00 percent apy.

Below, you can find the best cd rates from financial institutions anyone can apply for. However, the best money market rates in october 2024 were above 5.00%.